Analisis Pengaruh Capital Adequacy Ratio (CAR), Net Interest Margin (NIM), Non Performing Loan (NPL), Biaya Operasional Terhadap Pendapatan Operasional (BOPO), Loan to Deposit Ratio (LDR) dan Size Terhadap Profitabilitas (Studi Kasus Pada Perusahaan Perba

Abstract

This study aims to analyze the effect of Capital Adequacy Ratio
(CAR), Net Interest Margin (NIM), Non Performing Loans (NPL),
Operating Costs on Operating Income (BOPO), Loan to Deposit
Ratio (LDR) and Size to Profitability (Case Study in Banking
Companies Listed on the Indonesia Stock Exchange for the 2013-
2017 Period). The sampling technique used in this study was a
purposive sampling technique with the criteria of Foreign Exchange
Conventional Commercial Banks that publish annual financial
reports during 2013-2017 on the Indonesia Stock Exchange website
and the website of each Foreign Exchange Conventional Commercial
Bank. The method of data analysis in this study with multiple linear
regression analysis previously tested the classical assumptions.
Hypothesis testing uses t statistical test, F statistic test and coefficient
of determination. The results showed that partially showed that the
CAR, NPL, LDR, and Size variables had a negative but not
significant effect on profitability, NIM had a significant positive effect
on profitability, and BOPO had a significant negative effect on
profitability. While together the independent variables have an effect
on Profitability. The adjusted R square value is 0.913, which means
that the sixth ability of the independent variable can explain
Profitability of 91.3%.